Credit Cards serve the public with many advantages. The ability to afford items that are not necessarily affordable at the moment, the safety of knowing there is always emergency backup for a sticky situation, and of course having a numerical password to purchase items online at your heart’s desire.
Credit cards have always been used as a means to make purchases that we may not be able to fund at the moment and providing the opportunity to pay the money back at the end of the month or over a designated period of time using regular payments set up as direct debits or standing orders.
Purchasing items online with a credit card brings a new level to safety concerns for consumers. Those who have a habit of misuse using their credit or debit cards online should take many issues into consideration. First, whichever computer you use- make sure that it has anti-virus and Spyware software installed to combat the chances of any outside intrusion which could result in the illegal collection of your details.
Secondly, ensure that the site you are going to use has a credible reputation and also a guaranteed facility in place. Thirdly, it is recommended that you do not use your unsecured credit or debit card on computers you are not familiar with, to prevent personal information from being stored in unfamiliar computers.
Unfortunately, as the world moves on and nearly everyone carries this powerful piece of plastic, the ever-growing concern for identity theft becomes apparent. The antagonist of online shopping has become identity theft-where online hackers retrieve personal information also know as phishing, for their victims and use information like an address or credit card number to steal one’s identity and personal credit card information.
This online growing fraud and scam concerns have given consumers the ever-growing need for a prepaid credit card to avoid deception. With such cards, individuals are able to benefit from online shopping while keeping their identities anonymous.