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Virtual USA Card: How I Got One Without a US Bank Account

Let’s face it — so many online platforms work best (or only) with US-issued cards. Whether it’s ChatGPT Plus, OpenAI API, Facebook Ads, or some niche SaaS tools, a lot of them don’t accept international cards, especially from high-risk regions.

That’s the problem I ran into — I needed a virtual USA card that could just… work.

No bank account. No US address. No crazy ID verification. Just a usable, reloadable, USD card.


What didn’t work

I tried a few mainstream services:

  • Wise (used to work, now hit-or-miss)
  • Payoneer (needs full identity/KYC and often rejected)
  • Privacy.com (US residents only)

Honestly, it felt like I was being asked to prove I lived on Mars just to pay for an AI tool.


What actually worked: Ekame.net

Out of frustration, I tried Ekame.net, and it surprised me. It’s not flashy. There’s no mobile app. But it does what I needed:

✅ A working virtual USA card, instantly.

  • No KYC required for standard cards
  • Pay with crypto like USDT, BTC — fast and borderless
  • Accepted by US platforms: ChatGPT, OpenAI, Spotify, ad networks, etc.
  • Issued in USD, usable like any standard Visa or Mastercard
  • Setup takes minutes — literally

It’s not a bank. But if all you need is a clean, working US card to make payments — this is honestly one of the most practical solutions I’ve found.


Who is this good for?

  • International users blocked by US-only payments
  • Developers needing access to US-based APIs
  • Freelancers buying tools, subscriptions, ads
  • Anyone looking for privacy + flexibility

Final thought

If you’ve been looking for a virtual USA card and keep running into walls — give Ekame.net a try. It may not be perfect, but it works. And sometimes, that’s all you need.