If you’re running online ad campaigns on platforms like Facebook, Google, or TikTok, you know that keeping your advertising budget flowing smoothly is key. One way to manage this is by using Virtual Credit Cards (VCCs) – a tool that not only secures your transactions but also makes it easier to manage multiple ad accounts simultaneously. In this guide, we’ll break down several trusted providers that offer VCCs in bulk, so you can find the one that best suits your needs.
Table of Contents
- Comparative Overview
- Ekame.net
- Anybill.io
- 4×4.io
- Pay2.House
- Spendge
- Capitalist VCC
- AdPay Cards
- FlexCard
- eCards
- Multicards
- MyBrocard
- Ezzocard
- Bankera
- Karta
- AdsCard
- LeadingCards
- YeezyPay
- Combo.Cards
- Webscard
- e.PN
- Providers That Have Stopped Working
22.1 QIWI Master
1. Comparative Overview
For a quick snapshot, here’s a table summarizing the key details from each provider—such as the regions they serve, issuance fees, transaction commissions, minimum top-ups, available payment methods, and whether they support 3D Secure.
| Provider | Region/BIN | Issuance Fee | Fees/Commission | Min Top-Up | Payment Methods | 3D Secure |
|---|---|---|---|---|---|---|
| Ekame.net | Global/Multi-region | ~$4 per card | ~8–30% on top-up | ~$1 | Crypto | Yes |
| Anybill.io | GB | Free | 3–4.5% on top-up; small decline fees | ~$150 | SEPA/SWIFT, Crypto (USDT) | Yes |
| 4×4.io | AE, UA, EU | ~$2 per card | 2–5% per transaction | ~$500 | USDT, PayPal, Paxum | Yes |
| Pay2.House | ES | ~$5 per card | 0–3% (varies by top-up type) | ~$50–$150 | USDT, internal methods | Yes |
| Spendge | USA, GB | ~$5 per card | Fixed monthly fee plus transaction fees | ~$300 | Crypto, Bank Wire | Yes |
| Capitalist VCC | GB | ~$2.95/€2.65 | Around $0.5 per transaction; 3.3% on top-up | Varies | SWIFT, SEPA, Crypto | No |
| AdPay Cards | USA | ~$2.5 per card | Roughly 4% per transaction | ~$50 | Crypto, USDT | No |
| FlexCard | EE | €2–€4 per card | About 3.5–4% on top-up (varies by BIN) | ~$50 | USDT, Bank Transfer, Crypto | Yes |
| eCards | GB | Free | Small fees on declines | ~$1000 | USDT, Bank Wire | Yes |
| Multicards | USA, TR, EE | Around €2 per card | 1.4–2% per transaction | ~$200 | USDT, Bank Wire, Crypto | Partial |
| MyBrocard | USA | Free up to 50 cards, then ~$2 each | ~1% plus small fixed fees on non-USA transactions | ~$500 | USDT, Bank Wire, Crypto | – |
| Ezzocard | USA, Canada | Free | Varies with network and denomination | Varies | Crypto, Fiat options | Varies |
| Bankera | LT | Free | Flat fee on receipts, minimal exchange fee | No minimum | SEPA, SWIFT | Yes |
| Karta | Custom/Private | Varies | Custom pricing | – | Bank Transfers, Crypto | – |
| AdsCard | USA | ~$2.5 per card | Around 4% per transaction | ~$50 | USDT, Bank Wire, Crypto | – |
| LeadingCards | USA | ~$8 per card | ~$6/month if active; 2.5–4.2% on top-up | No minimum | Crypto, Bank Transfers | – |
| YeezyPay | USA, JO | – | 1% exchange fee; 5% on top-up | ~$50 | USDT | – |
| Combo.Cards | Global | Free | Flat 3% fee across payment methods | – | USDT, Bank Wire | – |
| Webscard | – | Free | Fixed fee on top-up (~$3.5–$4) | ~$10 | USDT, SEPA, SWIFT | Yes |
| e.PN | USA | ~$10–$15 per card | Sliding scale fee from 2% to 5% | ~$30 | BTC, USDT, and others | No |
Note: This overview is meant for quick reference. Be sure to check the latest details on each provider’s website, as conditions may change over time.
2. Ekame.net
Ekame.net is an emerging provider in the VCC space, quickly earning attention for its streamlined services and user-friendly interface. This platform is tailored for high-volume advertisers who need to manage multiple campaigns without a hitch.
Key Details:
- Region/BIN: Global – supports multiple regions
- Card Issuance: 3$, making it an attractive option for startups and seasoned advertisers alike
- Fees/Commission: Generally around 8–30% on top-ups, offering competitive rates for frequent transactions
- Minimum Top-Up: Approximately $1, making it accessible for various business sizes
- Payment Methods: Accepts Crypto (USDT), providing flexibility in funding
- 3D Secure: Yes, ensuring an added layer of security for your transactions
With its modern dashboard and robust support for bulk issuance, Ekame.net is quickly becoming a go-to choice for those in need of reliable and efficient VCC solutions.
3. Anybill.io
Anybill.io is a standout choice if you need to issue a large number of VCCs quickly. The service is built for both solo users and teams, offering robust analytics and role-based access so you can monitor your ad spend efficiently.
- Card Types: Mastercard, Visa, China UnionPay
- Cost: Free issuance
- Fees: 3–4.5% on top-up (with small additional fees for declined transactions)
- Payment Methods: SEPA, SWIFT, and USDT
- 3D Secure: Yes
4. 4×4.io
For those who require high-volume VCC issuance to keep ad campaigns running without interruption, 4×4.io is a reliable option. It’s tailored for heavy users who need consistent support and flexibility.
- Regions: UAE, Ukraine, Europe
- Cost: Around $2 per card
- Fees: 2–5% per transaction
- Min Top-Up: Approximately $500
- Payment Methods: USDT, PayPal, Paxum
- 3D Secure: Yes
5. Pay2.House
Pay2.House is perfect if you’re looking for a service that offers unlimited card issuance along with convenient financial management and API access. The multi-currency support makes it a flexible choice.
- Region: Spain
- Cost: Around $5 per card
- Fees: 0% for account top-ups; 3% for card top-ups; additional monthly fees from the second month
- Min Top-Up: Ranges from $5 (for the account) to $50 (for cards)
- Payment Methods: USDT and other internal systems
- 3D Secure: Yes
6. Spendge
Spendge is aimed at advertisers who need corporate VCCs to pay for campaigns on platforms like Facebook, Google, and TikTok. It offers useful team management tools and detailed transaction metrics.
- Regions: USA and Great Britain
- Cost: Around $5 per card
- Fees: Fixed monthly fee (about €10) plus transaction charges
- Min Top-Up: Approximately $300
- Payment Methods: Crypto and bank transfers
- 3D Secure: Supported (with options for USD cards)
7. Capitalist VCC
Capitalist VCC is a solid choice for those who want a digital transaction platform with added VCC functionality. While it doesn’t support 3D Secure, it’s great for controlled spending and secure online payments.
- Region: Great Britain
- Cost: Around $2.95/€2.65 per card, plus a monthly fee
- Fees: Around $0.5 per transaction and a 3.3% fee on top-ups
- Payment Methods: SWIFT, SEPA, Bitcoin, USDT, Ethereum
- 3D Secure: No
8. AdPay Cards
AdPay Cards is designed for high-volume advertisers who need a large number of VCCs quickly. The cards work without requiring changes to your billing details, making them hassle-free.
- Region: USA
- Cost: Approximately $2.5 per card
- Fees: Roughly 4% per transaction
- Min Top-Up: About $50
- Payment Methods: USDT and other crypto-based methods
- 3D Secure: Not supported
9. FlexCard
FlexCard is known for its reliable VCCs with robust BINs, making it ideal for teams that need to issue many cards quickly. The platform is designed with competitive top-up rates in mind.
- Region: Estonia
- Cost: Between €2 and €4 per card
- Fees: About 3.5–4% on top-ups (depending on the BIN used)
- Min Top-Up: Around $50
- Payment Methods: USDT, bank transfers, and crypto
- 3D Secure: Yes
10. eCards
eCards is a more exclusive service, ideal for advertisers who have been invited to join. It offers unlimited card issuance and a single balance for both the account and cards, making management straightforward.
- Region: United Kingdom
- Cost: Free issuance
- Fees: Fixed, small fees for declined transactions
- Min Top-Up: Around $1000
- Payment Methods: USDT and bank wire
- 3D Secure: Yes
11. Multicards
Multicards allows you to issue as many VCCs as you need—just a few clicks and you’re ready to go. It’s especially useful for media buyers handling large volumes across different platforms.
- Regions: USA, Turkey, Estonia
- Cost: Approximately €2 per card
- Fees: 1.4–2% per transaction (varies by BIN and amount)
- Min Top-Up: Approximately $200
- Payment Methods: USDT, bank wire, and crypto
- 3D Secure: Available on select BINs
12. MyBrocard
MyBrocard operates on a rental model for VCCs with American BINs. It’s perfect for advertisers whose needs fluctuate, and it comes with useful tools for team collaboration and immediate card issuance.
- Region: USA
- Cost: Free for the first 50 cards, then roughly $2 per additional card
- Fees: Approximately 1% plus small fixed fees on non-USA transactions
- Min Top-Up: Around $500
- Payment Methods: USDT, bank wire, and crypto
13. Ezzocard
Ezzocard automates the issuance of prepaid virtual cards from major North American banks. These cards support address verification and work well for online verification purposes.
- Regions: USA and Canada
- Cost: Free issuance
- Fees: Vary by network and card denomination
- Payment Methods: Crypto (BTC, LTC, DOGE, BCH), USDT, among others
- 3D Secure: Depends on the issuer
14. Bankera
Bankera offers a personal IBAN account along with physical and virtual debit cards. It’s aimed at users in the EEA, UK, and Ukraine, and features modern security measures like two-factor authentication and 3D Secure.
- Region: Lithuania
- Cost: Free issuance
- Fees: Minimal exchange fees and a flat fee on receipts
- Payment Methods: SEPA, SWIFT
- 3D Secure: Yes
15. Karta
Karta is a multifunctional platform that integrates VCC issuance with budget management for ad campaigns. It’s designed for teams, with features that allow you to set spending limits and assign roles.
- Region: Custom/Private
- Cost: Varies (contact support for pricing details)
- Payment Methods: Bank transfers, crypto
- Team Features: Role-based access and spending controls
16. AdsCard
AdsCard is geared toward mass issuance of VCCs for ad campaigns, with support for multiple currencies and regions. It’s a straightforward solution for advertisers who need a reliable flow of cards.
- Regions: USA, UK, Europe
- Cost: About $2.5 per card
- Fees: Approximately 4% per transaction
- Min Top-Up: Roughly $50
- Payment Methods: USDT, bank wire, crypto
17. LeadingCards
LeadingCards offers a global solution for issuing VCCs through various card emitters. It’s especially useful if you need centralized reporting and team account support.
- Region: USA
- Cost: Approximately $8 per card
- Fees: Monthly fee of around $6 (if active), with top-up fees varying between 2.5% and 4.2%
- Payment Methods: Crypto, bank transfers
18. YeezyPay
YeezyPay focuses on manual issuance of VCCs with a strong emphasis on security and controlled spending. This service works on a request basis, providing flexibility for ad spend management.
- Regions: USA, Jordan
- Cost: Pricing is service-based
- Fees: Around 5% on top-ups plus a 1% exchange fee
- Min Top-Up: Approximately $50
- Payment Methods: USDT
19. Combo.Cards
Combo.Cards is another provider that offers low-cost VCCs with quick top-up options via multiple payment channels. They provide a variety of BINs across the globe to suit your needs.
- Regions: Singapore, USA, Jordan, Hong Kong
- Cost: Free issuance
- Fees: Flat rate of about 3% across all payment methods
- Team Features: Available
- Payment Methods: USDT, bank wire
20. Webscard
Webscard specializes in virtual debit cards designed for ad payments. With free card issuance and competitive top-up fees, it’s a good option for advertisers managing high volumes.
- Card Types: VISA Credit, MASTERCARD
- Cost: Free issuance
- Fees: Approximately $3.5–$4 per top-up
- Payment Methods: USDT, SEPA, SWIFT
- 3D Secure: Yes
21. e.PN
e.PN is a flexible payment service that issues VCCs suitable for both general use and advertising-specific spending. It allows you to generate cards with enhanced protection against declines.
- Region: USA
- Cost: Ranges from $2 to $4 per card
- Fees: Sliding scale fee from 2% to 5% depending on volume
- Min Top-Up: Around $30
- Payment Methods: BTC, USDT, and more
- 3D Secure: Yes
22. Providers That Have Stopped Working
22.1 QIWI Master
QIWI Master once offered a package of virtual cards tailored for ad payments. Although it provided a range of cards with instant issuance, the service has since stopped operating. Always diversify your options and avoid storing large amounts on a single provider.
Final Thoughts
Virtual Credit Cards can be a game-changer for managing your online advertising campaigns. By comparing providers based on fees, payment methods, and security features, you can choose the one that fits your business model. Remember to always check the latest terms directly with each provider, as services and conditions can change quickly.
Keep this guide handy as you scale your campaigns, and stay informed to ensure your ad spend is secure and efficient.